Stop Using Tax Returns to Qualify for Rentals

Use the DSCR Program to scale your portfolio based on property cash flow, not your personal income.

  • No Tax Returns Required: We qualify the deal based on the property's income, not yours.

  • No DTI Limits: Your personal debt-to-income ratio doesn't matter.

  • Close in an LLC: Protect your personal assets by closing in your business name

  • Fast Approvals: Move at the speed of the market without bank red tape.

The DSCR Formula: How We Qualify Your Deal

The Formula: Gross Rent รท PITIA = DSCR Score

As long as the property's rent covers the mortgage payment (1.0 ratio or higher), you are essentially qualified!

Traditional Banks

  • 2 Years Tax Returns

  • Personal DTI Limits

  • 45-60 Day Closings

NestMade DSCR

  • No Tax Returns

  • No DTI Calculations

  • 14-21 Day Closings

Get a Custom DSCR Quote for Your Next Deal!